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The world is changing. It is no longer feasible to compare our future with that of our parents. The rising life expectancy of Malaysians creates longevity risk not just for insurance and pension funds but also for retirees themselves, who will need to ensure that their savings outlast them. Malaysian will need to generate consistent cash flow surpluses to save and invest over the long haul to fund a potentially long retirement.

This is a good article and it will benefit you as you plan for your own and your client’s sustainable retirement income.