What is it?

• A voluntary retirement savings scheme offered by private sector fund providers licensed and approved by the Securities Commission Malaysia.
• A tax-efficient vehicle for individuals to save for retirement.
• To complement your mandatory retirement savings scheme.

Why do you need it?

• Enables additional savings for your retirement.
• Protects against inflation and provides adequate savings upon retirement.
• Allows individuals or employers to voluntarily contribute into a retirement savings scheme.
• Allows employees of a company and self-employed individuals to voluntarily contribute into a retirement savings scheme.
• Ultimately, to allow you to have the quality of life you have always wanted at retirement!